Owning your dream bike is easier than ever with our range of finance options from PayBright.

Starting with at purchases of $1,000 or more you'll be able to select PayBright during checkout. Simply fill in a few details to quickly learn if you qualify for a loan. Repayments options vary from 12 to 36 months and, depending on provincial laws, start with interest rates as low as 0%. Please visit the PayBright website for all the details.

How does it work?

1. Find your your Bike

Find your perfect bike and add it to your cart along with any other gear you need.
2. Select PayBright at Checkout

Starting at $1000 you will be able to select PayBright as a payment option during checkout.
3. Apply Online

Fill in a few details to get instant approval for your PayBright loan.
4. Enjoy your new ride!

Once approved you'll be automatically checked out. Then it's time to go for a bike ride.


  1. Why is the monthly payment different at checkout?

    Estimates may not include taxes and/or shipping charges. The standard processing fee of $6.95 can vary by province and your credit profile can effect you interest rate. All this will change your monthly payment. For an actual monthly payment please complete the credit application.

  2. What does PayBright charge?

    That depends on your credit profile and term of the loan. It's starts as low as 0% with a $6.95 monthly processing fee for 12 months, and increases to 14.95% for 36 months.

  3. How do I make my monthly payments?

    PayBright will help you set up convenient, pre-authorized payments via your bank account.

  4. Can I prepay my outstanding PayBright balance?

    Yes, all PayBright payment plans can be prepaid at any time without penalty.

  5. I was not able to complete a PayBright transaction. What happened?

    Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright .

  6. How do I access my PayBright account?

    After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright .

  7. How do returns work if I paid using PayBright?

    Purchases made using PayBright financing are subject to Giant's standard return policy . Any returns will be processed by Giant Canada, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.